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Clover POS for Restaurants: Complete 2025 Review & Buying Guide

Clover POS for Restaurants: Complete 2025 Review & Buying Guide

Clover is one of the most widely deployed POS systems in the world — but is it the right choice for restaurants? Unlike Toast or Square, Clover sells through resellers, which creates both opportunities and risks.

Here's everything you need to know about using Clover for your restaurant.

Clover at a Glance

Modern payment terminal device on retail counter Clover offers a range of hardware options from compact readers to full stations

Overall Rating: 3.5/5

CategoryScore
Features★★★☆☆
Hardware★★★★★
Pricing★★★☆☆
Restaurant-Specific★★★☆☆
Flexibility★★★★★

Best for: Small restaurants wanting hardware flexibility and local reseller support.

Skip if: You want purpose-built restaurant software — Toast, Square, or Lightspeed are better choices.

What Makes Clover Different

Clover isn't a restaurant POS company like Toast or TouchBistro. It's a hardware and software platform owned by Fiserv (one of the largest payment processors globally) that can be customized for different industries.

The Reseller Model

The biggest difference with Clover is how it's sold:

  • Not sold direct — You buy through banks, payment processors, or authorized resellers
  • Pricing varies widely — Different resellers charge different rates
  • Support quality varies — Depends on your reseller relationship
  • Customization possible — Resellers can build custom solutions

This means two restaurants using Clover might have completely different experiences depending on who sold them the system.

Hardware Options

Business workspace with computers and technology setup Clover's hardware lineup includes stations, handhelds, and compact devices

Clover's hardware is genuinely excellent — probably its biggest strength:

Clover Station Duo

  • 14" merchant screen + 8" customer screen
  • Full cash drawer and receipt printer
  • Best for full-service restaurants
  • $1,649 or lease options

Clover Station Solo

  • 14" merchant screen only
  • Great for counter-service
  • $1,349 or lease options

Clover Mini

  • Compact countertop device
  • Good for small cafés
  • $749 or lease options

Clover Flex

  • Handheld device for tableside
  • Built-in printer
  • $599 or lease options

Clover Go

  • Mobile card reader
  • Connects to phone/tablet
  • $49

The hardware quality is high, and the range of options provides genuine flexibility.

Restaurant Features

Busy restaurant counter with food service and customers Clover can work for restaurants but requires apps and customization

Out of the box, Clover isn't as restaurant-focused as Toast or Square for Restaurants. However, you can add restaurant functionality through apps:

Built-In Features

  • Order entry and checkout
  • Table management (basic)
  • Employee management
  • Inventory tracking (basic)
  • Reporting and analytics
  • Payment processing
  • Customer database

Restaurant Apps Available

The Clover App Market includes restaurant-specific apps:

  • Clover Dining — Table management and coursing
  • OrderFlow — Kitchen display integration
  • Menu Manager — Visual menu building
  • Waitlist — Guest management
  • Gift cards and loyalty — Various options

The app ecosystem means you can customize your setup, but it also means more complexity and potentially more monthly fees.

Pricing

This is where Clover gets confusing. Pricing depends entirely on your reseller.

Typical Pricing Ranges

ComponentTypical Range
Software Plans$0-165/month
Additional Apps$10-100/month each
Processing Rates2.3-3.5% + $0.10
Hardware$49-1,649+

Direct vs. Reseller Pricing

Clover.com pricing:

  • Starter: $0/month (limited features, higher processing)
  • Standard: $60/month
  • Advanced: $135/month

Reseller pricing varies — some bundle hardware leases, some offer lower processing rates, some charge more overall. Always get quotes from multiple sources.

Hidden Cost Alert

Many resellers sell Clover through hardware leases that:

  • Lock you in for 3-4 years
  • Cost more than buying outright
  • Don't let you keep the hardware when you cancel
  • Include cancellation fees

Always ask: "Can I buy the hardware outright, and what are the cancellation terms?"

Pros and Cons

What We Like

Excellent hardware — High-quality, reliable devices

Payment flexibility — Can negotiate processing rates

App ecosystem — Customize for your specific needs

Local support option — Good resellers provide hands-on help

Wide acceptance — Training resources and community available

Enterprise-capable — Scales to multi-location operations

What We Don't Like

Not restaurant-first — Generic platform requiring customization

Confusing pricing — Varies by reseller

App dependency — Key features require paid add-ons

Lease trap risk — Bad resellers push predatory leases

Variable support — Quality depends on your reseller

Complex ecosystem — More to manage than integrated solutions

Who Should Use Clover?

Team collaboration in small business environment Clover works best when you have a good reseller relationship

Ideal Customers

  1. Simple counter-service restaurants not needing advanced table management
  2. Restaurants with existing Fiserv/Clover reseller relationships
  3. Operators wanting local support from a trusted reseller
  4. Multi-concept businesses that need flexible hardware
  5. Those who want to negotiate processing rates

Not Ideal For

  1. Full-service restaurants needing robust table management
  2. New restaurant owners who want simple, integrated solutions
  3. Anyone approached by aggressive lease salespeople
  4. Restaurants needing advanced kitchen display integration

Clover vs. Competitors

Clover vs. Toast

FactorCloverToast
Restaurant FocusGenericRestaurant-specific
HardwareMultiple optionsToast proprietary
PricingVaries by resellerPublished (mostly)
FeaturesVia appsIntegrated
Best ForFlexibilityFull-service restaurants

Verdict: Toast is better for restaurants wanting purpose-built software. Clover offers more hardware flexibility but requires more customization.

Clover vs. Square

FactorCloverSquare
Pricing TransparencyLowHigh
HardwareMore optionsLimited
Free PlanLimitedFull-featured
Restaurant FeaturesVia appsBuilt-in

Verdict: Square is better for most restaurants. More transparent, simpler, and restaurant-ready. Clover is better if you want specific hardware or have a good reseller. See our Toast vs Square comparison.

Buying Guide: How to Get Clover Right

If you decide Clover is right for you, follow these rules:

1. Buy Hardware Outright

Never sign a hardware lease. Buy the equipment outright or finance through a transparent loan. Leases typically cost 2-3x the hardware value.

2. Get Multiple Quotes

Contact at least 3 different Clover resellers. Compare:

  • Hardware costs
  • Monthly software fees
  • Processing rates
  • Contract terms
  • Cancellation fees

3. Check Reseller Reviews

Research your potential reseller thoroughly. Look for:

  • Google reviews
  • BBB rating
  • How long they've been in business
  • References from other restaurants

4. Understand the App Stack

Before committing, identify exactly which apps you'll need and their costs. Common restaurant needs:

  • Table management
  • Kitchen display
  • Online ordering
  • Loyalty program
  • Gift cards

Add up the total monthly cost including apps.

5. Get Contract Terms in Writing

Ensure you have clear documentation of:

  • Monthly costs (all-in)
  • Processing rates
  • Contract length
  • Cancellation terms and fees
  • What happens to hardware if you cancel

Restaurant Apps Worth Considering

Food service worker preparing orders in restaurant kitchen Clover's app marketplace adds restaurant-specific functionality

If you go with Clover, these apps enhance restaurant functionality:

For Table Management

  • Clover Dining — Official Clover restaurant app
  • Table Manager — Third-party alternative

For Kitchen Operations

  • OrderFlow KDS — Kitchen display system
  • Prep Station — Order routing

For Online Ordering

  • OrderCommando — Commission-free online ordering
  • GloriaFood — Free ordering system

For Customer Engagement

  • Clover Rewards — Built-in loyalty
  • FiveStars — Third-party loyalty platform

Alternatives to Consider

For most restaurants, these options are better than Clover:

Frequently Asked Questions

Is Clover good for restaurants?

Clover can work for restaurants but isn't purpose-built for them. You'll need to add apps for table management, coursing, and kitchen display — features that Toast or Square include by default.

Why does Clover pricing vary so much?

Clover sells through resellers who set their own prices. This creates opportunity (negotiate better rates) and risk (predatory pricing from bad resellers).

Can I keep Clover hardware if I cancel?

If you bought it outright, yes. If you leased it, typically no — and you may owe remaining payments.

Is Clover from my bank a good deal?

Not necessarily. Banks often partner with Clover resellers and may not offer competitive rates. Compare with other sources.

Does Clover work offline?

Yes, Clover devices can process payments offline temporarily, though some features require internet connectivity.

Conclusion

Modern POS terminal showing payment interface Clover is flexible but requires careful evaluation and the right reseller

Clover is a capable POS platform with excellent hardware, but it's not the best choice for most restaurants. The reseller model creates pricing confusion, and you'll need to add apps to match the restaurant-specific features that Toast, Square, and Lightspeed include by default.

Our verdict: Consider Clover if you have a trusted reseller relationship, want specific hardware options, or need to negotiate processing rates. Otherwise, choose a restaurant-focused solution like Square for Restaurants (budget) or Toast (full-featured).

If you mainly need digital menus and QR ordering, you may not need a full POS at all — Fuudey offers these features at a fraction of the cost.